Mills Wealth Advisors provides advisory services to company retirement plans, 401k participants, and individual investors. Our services include plan design, fund recommendations and reviews, participant education, and ongoing review and maintenance. We are ERISA Section 3(38) investment advisors for many of our plans, and we take fiduciary responsibility for selecting the investment options for the retirement plans we service.

Our services may include:

• Using low total cost, asset class, or index ­style mutual funds
• Developing, monitoring, and updating investment policy statements
• Providing investment options that are packaged to model various diversified portfolios
• Ongoing trustee communications
• Employee communications and education
• Transparent fee structure and reporting

By lowering plan TOTAL cost and utilizing innovative plan designs, such as the Save More Tomorrow methodology (SMarT) created by Professor Shlomo Benartzi from The Anderson School at UCLA, we can radically change your employees results. Studies have linked more savings to higher confidence and more productive workers. Let Mills Wealth Advisors benchmark your plan.

May 19, 2023

Unlocking Retirement Wealth: The Power of the Solo 401(k) and Backdoor Roth IRA

Unlocking Retirement Wealth: The Power of the Solo 401(k) and Backdoor Roth IRA When it comes to investing for retirement, there’s a plethora of choices at our disposal. The options may range from traditional IRAs, 401(k)s, and Roth IRAs, to

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May 4, 2023

A Group Annuity 401(k) May be Wrong for Your Business

In Today’s world, a world without pensions and worries about the future of Medicare and Social Security, saving for your retirement is a critical part of financial planning, and for many people, a 401(k) plan is a large component of

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September 3, 2021

How to Save Taxes as a Business Owner With Kids

How to Save Taxes as a Business Owner With Kids Many Business owners today are looking for ways to save on taxes but didn’t know that they can pay their kids at a lower tax rate for work the kids

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November 5, 2020

10 Reasons Your Business Needs a 401k

DOWNLOAD THE PDF Many employers across the country have expressed interest in starting a 401(k) or other retirement plan but have not followed through due to their concerns over the complexity of setting up and maintaining a retirement plan. However,

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August 14, 2020

Why You Shouldn’t Hire Your Payroll Provider to Manage Your 401(k)

If you are going to buy a new printer, I wouldn’t recommend you go talk with your attorney about which printer is best (unless you are worried about your liability). Yes, attorneys use printers probably more than any other professional

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October 19, 2018

Facing a Bear – Do You Run or Stand Your Ground? MWA 3rd Quarter Market Commentary

Staring Down a Bear Our Thoughts on the Markets Insight into MWA Rebalancing Methodology Understanding the Mechanics of a Client Question, “Am I losing out?” What’s Going on around the Mills Wealth Office               

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June 27, 2017

Personal 401k plan

It’s a fact that today’s company retirement system is failing small business employees. According to Chad Parks, CEO of Ubiquity Retirement, “Sixty-seven percent of small businesses don’t offer retirement plans.” Depending on which study you look at “most employees have

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