Planning for retirement isn’t just about saving money — it’s about knowing how much you need to retire comfortably. That “how much” is often referred to as your retirement number — the amount of money you’ll need saved to maintain your lifestyle once you stop working. But do you know what yours is? Why Your Retirement Number Matters Having a retirement number gives you a clear target. Without it, it’s

Using your phone number for third-party verification can enhance security, but it also exposes you to potential fraud. Cybercriminals use tactics such as SIM swapping, phishing, and social engineering to gain access to your accounts. Here are key strategies to protect yourself: Enable Two-Factor Authentication (2FA) Securely Protect Your Phone Number from Unauthorized Access Guard Against SIM Swapping Attacks Watch Out for Phishing and Social Engineering Scams Use Strong Account

For years, the idea of saving $1 million for retirement has been seen as the gold standard — a symbol of financial security and success. But in today’s world of rising costs, longer life expectancies, and evolving lifestyle expectations, many are left wondering: is $1 million really enough to retire comfortably? The short answer? It depends. Factors That Affect How Far $1 Million Will Go 1. Your Lifestyle ExpectationsAre you

In an increasingly automated world, where subscriptions can be started with a single click and charges often quietly renew month after month, it’s easy to lose track of where your money is going. While technology has made financial transactions more convenient, it has also made it more important than ever to be vigilant about your personal finances. One of the simplest yet most effective habits you can adopt is regularly

 According to security.org, sixty-two million Americans experienced credit card fraud in 2024, with unauthorized purchases exceeding $6.2 billion annually. It is also worth noting that most fraudulent charges were accessed remotely through personal data and account information, rather than lost or stolen cards. This highlights the importance of taking steps to reduce exposure to financial fraud.  A credit freeze is a service offered by the three major credit bureaus –