Once we’ve determined that we’re a good match, the next step is to spend time together exploring what your ideal future and goals look like. We strive to gain a comprehensive view of your finances and philosophy on money. We’ll explore your risk tolerance, goals and timeline for retirement, income analysis, insurance needs, and more. We will gather all the necessary information to begin to create your personalized financial plan. We’ll provide you with a secure online portal where you can easily upload your financial documents, such as:

• Bank statements
• Investment account statements
• Tax returns
• Insurance policies
• Employer-sponsored retirement plan documents
• Estate planning documents (wills, trusts, powers of attorney)

Rest assured that your sensitive information is protected by state-of-the-art security measures when uploading documents to our online portal. Our team will review these documents to gain a comprehensive understanding of your current financial situation.

To provide you with the most accurate and comprehensive analysis, we employ state-of-the-art financial planning technology. Our tools enable us to:

• Gather and Analyze Data: We’ll collect and analyze various data points, including your income, expenses, assets, and liabilities, to create a detailed financial picture.
• Simulate Different Scenarios: Our technology allows us to model different financial scenarios, helping you visualize the potential outcomes of various investment strategies and decisions.
• Monitor Performance: Our software will continuously track your portfolio’s performance, so we can periodically make adjustments as needed to ensure it stays aligned with your goals.

By combining our expertise, technology, and a deep understanding of your financial situation, we’re confident in our ability to help you plan and anticipate your needs for the future, so that you can act confidently today.

With a thorough understanding of your financial situation and goals, our team of experts will develop a detailed strategy designed to optimize your wealth and secure your financial future. During an Action Plan Meeting, we’ll present our recommendations and walk you through each aspect of your personalized financial plan, including:

• Investment strategy and asset allocation
• Retirement income planning
• Tax optimization strategies
• Insurance coverage recommendations
• Estate planning solutions
• Charitable giving strategies (if applicable)

Once you’re comfortable with the plan, we’ll work together to initiate the implementation process, guiding you through each step and providing support along the way.

At Mills Wealth Advisors, we believe that financial planning is an ongoing process, not a one-time event. After implementing your personalized financial plan, we’ll continue to monitor your accounts and make adjustments as needed to ensure you stay on track towards achieving your goals. Our ongoing management services include:

• Regular account monitoring and rebalancing
• Quarterly performance reports
• Annual plan reviews and adjustments
• Proactive communication and market updates
• Access to a dedicated financial advisor for questions and guidance
• Coordination with other professionals (CPAs, attorneys, etc.)

At 90-days after implementation (and annually), we’ll check-in to review your progress, discuss any changes in your financial situation, and make updates to your plan as necessary. Our team is always available to answer your questions and provide guidance whenever you need it, ensuring that you stay on course to reach your long-term financial objectives.