Two Very Different Answers to the Same Question Back-to-school season has a way of making college feel closer, and September is a fitting month to think it through, because it is also when Texas opens enrollment for its prepaid tuition plan. Texas offers both kinds of 529 plans, and they
September 11 is a day our country will never forget. We remember the nearly 3,000 people who lost their lives, the families whose lives changed forever, and the first responders and ordinary Americans who stepped forward in the middle of unimaginable tragedy. Patriot Day is also a reminder of how
A lot of people around DFW work at AT&T, American Airlines, or Charles Schwab. And many of them get part of their pay in restricted stock units instead of cash. Between AT&T downtown, American’s campus in Fort Worth, and Schwab’s headquarters in Westlake, that’s tens of thousands of people around
If you married in Texas, or moved here and stayed, you live in a community property state — one of only nine. Most couples know the phrase. Far fewer know it changes who owns what, how much of it your will can direct, and what the survivor pays in tax
For DFW business owners, 401(k) plans have become more than a retirement benefit. They can play an important role in attracting employees, retaining key talent, and helping business owners build long-term wealth. But, just like everything else in life, retirement plan rules continue to evolve. The SECURE 2.0 Act introduced
Labor Day is a good reminder that progress rarely happens by accident. It comes from people showing up, doing the work, solving problems, building businesses, supporting families, and creating opportunities for the people around them. We’re grateful for our team and the clients, business owners, team members, and families we
For years, $1 million represented the unofficial finish line for retirement. Save a million dollars, pay off the house, retire, and enjoy life. But after several years of higher home prices, property taxes, healthcare costs, and inflation, a million dollars does not feel as big as it once did. That
December is the wrong month to start thinking about taxes. Most of the decisions that move a high earner’s tax bill lock in before the calendar turns, and the return your accountant prepares next spring simply records choices you finished making months earlier. Texas levies no individual income tax, so
If you own a successful business or hold a senior leadership role, you may recognize a strange disconnect. You make good money. You have saved for years. You probably own several investments, retirement accounts, insurance policies, maybe some real estate, and perhaps an interest in a business worth significantly more
Building wealth rarely happens because of one perfect investment. For most families, it happens through a series of good decisions made at the right times: buying a home without stretching too far, protecting income, saving for college, investing consistently, managing taxes, and eventually turning savings into retirement income. For families