Profit-Sharing vs. Cash Balance Plans: How DFW Practices Shelter Six Figures Before Year-End If you’re a successful business owner earning $400,000, $600,000, or even $1 million annually, you’ve probably realized something frustrating about retirement planning. The more money you make, the harder it becomes to shelter a meaningful percentage of
Today, we honor the men and women who have served our country in uniform. Veterans Day holds special meaning at Mills Wealth. Our founder, Mike Mills, is a veteran, and we are fortunate to serve many clients who have also answered the call to serve our country. We are grateful
If you spend enough time around successful business owners in Southlake, Westlake, or other affluent Dallas-Fort Worth communities, you will eventually hear about an investment opportunity that sounds almost too good to pass up. Maybe it’s a commercial real estate development, a private lending fund, an oil and gas partnership,
DOWNLOAD THE PDF U.S. stocks inched higher in the third quarter and finished near record highs, while bonds and real estate lost ground. Investors stayed focused on artificial intelligence, record corporate profits and a resilient U.S. economy, and they looked past higher oil prices and plenty of uncertainty around the
If your estate is worth less than $15 million, you might assume estate planning has become a nonissue. For most families, federal estate taxes probably are not the primary concern, but that does not mean you no longer need an estate plan. In 2026, the federal estate tax basic exclusion
The third quarter of 2026 delivered mixed results across the major markets. The U.S. stock market led the major equity markets with a 1.41% gain, followed by International Developed markets at 0.89%. Emerging Markets declined slightly by 0.37%, while Global Real Estate experienced a larger decline of 6.03%. Fixed income
If you own a successful business and start talking with potential buyers, you may assume the biggest negotiation will center on price. Often, it is not. Two deals with the exact same headline purchase price can leave a seller with dramatically different after-tax proceeds depending on how the transaction gets
Health Savings Accounts can be incredibly valuable, especially for people who have spent years building a balance and are approaching retirement. But the rules around an HSA and Medicare create one particular trap that catches people off guard. It often affects successful business owners and executives who keep working past
Real estate can be one of the most effective ways for business owners and investors to build long-term wealth. You can collect income, benefit from appreciation, use leverage, and deduct depreciation along the way. The problem often shows up when it is time to sell. An investor may look at
September 11 is a day our country will never forget. We remember the nearly 3,000 people who lost their lives, the families whose lives changed forever, and the first responders and ordinary Americans who stepped forward in the middle of unimaginable tragedy. Patriot Day is also a reminder of how