Planning for retirement isnât just about saving money â itâs about knowing how much you need to retire comfortably. That âhow muchâ is often referred to as your retirement number â the amount of money youâll need saved to maintain your lifestyle once you stop working. But do you know
Using your phone number for third-party verification can enhance security, but it also exposes you to potential fraud. Cybercriminals use tactics such as SIM swapping, phishing, and social engineering to gain access to your accounts. Here are key strategies to protect yourself: Enable Two-Factor Authentication (2FA) Securely Protect Your Phone
For years, the idea of saving $1 million for retirement has been seen as the gold standard â a symbol of financial security and success. But in todayâs world of rising costs, longer life expectancies, and evolving lifestyle expectations, many are left wondering: is $1 million really enough to retire
When you become a parent, you will likely start to do everything in your power to set your child up for success. For some parents, this might include opening and funding an investment account for their children. However, before parents decide to go down this route, they should familiarize themselves
In an increasingly automated world, where subscriptions can be started with a single click and charges often quietly renew month after month, it’s easy to lose track of where your money is going. While technology has made financial transactions more convenient, it has also made it more important than ever
According to security.org, sixty-two million Americans experienced credit card fraud in 2024, with unauthorized purchases exceeding $6.2 billion annually. It is also worth noting that most fraudulent charges were accessed remotely through personal data and account information, rather than lost or stolen cards. This highlights the importance of taking steps
An Exchange-Traded Fund (ETF) is an investment fund that holds a diversified portfolio of assets such as stocks, bonds, or commodities. For example, an S&P 500 ETF holds stocks from the 500 largest U.S. companies, providing investors with broad market exposure. ETFs trade on stock exchanges like individual stocks, offering
An estimated one in five Americans aged 65 and older were employed in 2023. This represents nearly a doubling of the share of those who were working 35 years ago. The number of older workers is not only increasing, but their earning power has also grown in recent decades. In
Tax season can be a stressful time, especially for small business owners and self-employed individuals. With so many moving parts, it’s easy to overlook valuable tax deductions that could significantly reduce your tax liability. Fortunately, the IRS offers a range of deductions specifically tailored for business owners â and those
DOWNLOAD THE PDF Each Quarterly Newsletter we strive to focus on commenting on the previous quarter. However, after what has transpired the past 10 days in April it feels more pertinent to discuss what is going on right now, mixed in with some of what we saw during the first