Most wealthy individuals invest in real estate for one primary reason: taxes. And to be clear, that logic isn’t flawed. Real estate can be an extremely effective tax-planning tool. Depreciation, income deferral, and long-term capital gains treatment can meaningfully improve after-tax outcomes when structured properly. The issue isn’t that people
Hybrid securities occupy a space between traditional stocks and bonds. These investments combine income producing features of debt with the growth potential of equity. Companies issue hybrid securities to raise capital while maintaining financial flexibility. Common Types: Preferred Stock & Convertible Bonds Preferred stock represents one of the most common
If you’re thinking about selling your business in 2026, the decisions you make before you go to market will matter far more than the deal terms themselves. For most of my career, I’ve helped business owners exit their companies and transition into the next chapter of their lives. More recently,
Financial markets produce a constant stream of headlines that react to daily price movements, economic data, and global events. News cycles and social media amplify this information, creating a sense of urgency that can feel difficult to ignore. However, short term market noise rarely provides useful insight for investors with
Choosing where to hold short term cash plays a critical role in financial planning. High yield savings accounts, certificates of deposit, and money market funds all offer ways to earn interest while prioritizing capital preservation. Each option serves a distinct purpose. The Big Three: HYSA vs. CD vs. Money Market
Scroll YouTube, TikTok, or Instagram long enough and you’ll find hundreds of videos confidently telling you that you don’t need a financial advisor. After 13 years as a financial advisor, working with everyone from recent graduates to retirees worth $50 million, I can tell you something important: Sometimes they’re right.
Download the Full Q4 2025 Market Report (PDF) As we close out 2025, it is worth pausing to celebrate another strong year of performance and take a moment to realize how unusual this year truly was. I would encourage you to quickly glance at the annual market return slide-deck below
The fourth quarter of 2025 delivered strong results, with most markets posting gains. International Developed markets led the way, returning 5.20%, followed by Emerging markets at 4.73%. The U.S. Stock market gained 2.4%, while the U.S. Bond market rose 1.10% and the Global Bond market (ex-U.S.) increased 0.52%. The Global
Many people consider annuities as a way to generate steady income during retirement. A $500,000 annuity can provide predictable monthly payments, but the exact amount depends on several factors. Understanding how annuities work and evaluating whether they match your financial goals is essential before making a decision. How Annuities Work
Managing money becomes easier when you put your financial life on autopilot. Automation reduces stress, eliminates forgotten tasks, and frees up valuable time for what matters most. When you automate your finances, you create a system that supports your goals while giving you more control, not less. Understand the Power