In today’s digital world, where online shopping, automatic payments, and mobile banking are part of everyday life, it’s more important than ever to regularly monitor your financial accounts. One of the simplest yet most powerful habits you can adopt is reviewing your bank transactions monthly. This quick check-in can help
Gen Z has grown up in a world shaped by rapid change. From a young age, they have experienced economic uncertainty, rising education costs, the explosion of technology, and constant access to financial content through social media. While they have more tools and information at their fingertips than any generation
If you’ve recently changed jobs or left an employer, you may wonder what to do with your old 401(k). That account still holds money you worked hard to earn, and now is the perfect time to take control of it. Leaving it behind without a plan can lead to missed
Many people insure their homes, cars, and health, but overlook their most valuable asset—their ability to earn an income. If an injury or illness prevents you from working, disability insurance can replace lost income and protect your financial future. But how much coverage do you actually need? Understanding the basics
Student loans affect millions of Americans and often linger long after graduation. If you have student debt, you might wonder whether you should pay it off as quickly as possible. The answer depends on several factors, including your financial goals, income, and the interest rates on your loans. Here’s a
When it comes to saving for retirement, one of the biggest decisions you’ll make is whether to contribute to a traditional (also known as “tax-deferred”) 401(k) or a Roth 401(k). Both options offer valuable tax advantages, but they work in very different ways. Choosing the right option depends on your
Today we celebrate freedom, independence, and the values that built this beautiful country. As wealth advisors, we’re reminded how financial freedom is an extension of those same ideals. The ability to live life on your terms and create a legacy that lasts. Wishing you and your family a safe, joyful,
When most people think about financial planning, they often focus on budgeting, saving, investing, and planning for retirement. While all of these elements are important, one critical part of a strong financial foundation often gets overlooked: insurance. Insurance may not feel as exciting as growing your portfolio or hitting a
When it comes to planning for retirement, one of the most common questions people face is whether to contribute to a Traditional IRA or a Roth IRA. While both accounts offer tax advantages and are designed to help you save for retirement, they differ in how and when you get
My name is Griffin Eberly, I am currently a student at the University of Louisiana at Lafayette, and I am an intern at Mills Wealth Advisors for the summer. Managing money in college is hard. Most students are working part time, living on student loans, or relying on help from