A lot of people around DFW work at AT&T, American Airlines, or Charles Schwab. And many of them get part of their pay in restricted stock units instead of cash. Between AT&T downtown, American’s campus in Fort Worth, and Schwab’s headquarters in Westlake, that’s tens of thousands of people around
Westlake is a small town with a complicated balance sheet. One municipality, split across Tarrant and Denton counties, with three different school districts depending on which side of town you live on. Drive from Solana over to Entrada and you pass more corporate square footage than most towns our size
For many professionals in Southlake, compensation goes well beyond a traditional salary and annual bonus. Restricted stock units (RSUs), stock options, employee stock purchase plans, deferred compensation, and other forms of equity compensation can become a significant part of your overall financial picture. These benefits can be valuable, but they
Many people reach tax season, review their retirement savings, and realize they did not fully fund an IRA in a previous year. That often leads to an important question: Can you make an IRA contribution now to replace the amount you missed? In most cases, no. The IRS does not
Investors often group every government security under one label and assume they all behave the same way. They do not. A four-week Treasury bill and a thirty-year Treasury bond share the same issuer and the same credit quality, yet they play almost opposite roles in a portfolio. One holds value
For decades, retirement savers have received the same basic advice: contribute to a 401(k), take the tax deduction, invest consistently, and let compound growth do the work. That advice has helped millions of Americans build meaningful wealth. It can also create a major tax problem later in life. Someone who
Finding the Right Balance for Your Goals and Risk Tolerance Real estate holds a natural appeal for many investors. It feels tangible, it can generate income, and it often behaves differently from stocks and bonds. Yet a common question follows close behind that appeal. How much of your portfolio actually
Selling a successful business can create life-changing wealth. It can also create one of the largest tax bills a business owner will ever face. Imagine selling a company and recognizing $15 million of capital gain. At the highest federal long-term capital gains rate of 20%, plus the potential 3.8% net
If you’ve spent years at a company that offers employer stock in your 401(k), and that stock has grown significantly, you may be sitting on a tax opportunity that most people overlook when they retire or change jobs. It’s called Net Unrealized Appreciation, or NUA. The strategy is straightforward in
Business owners often hear the same financial advice: spend less, save more, buy a house, follow your passion, and eventually sell the business to fund retirement. Some of that advice helps. Much of it becomes harmful without context. Building wealth does not require guilt every time you spend money, homeownership