A Health Savings Account, or HSA, offers families more than just a way to pay for medical expenses. With the right strategy, it can become a powerful tool for long-term wealth building. Many people think of an HSA only as a healthcare account, but it also provides unique tax advantages
“What happens to my investments if the world goes sideways?” That’s what Mary asked me last week, right after she finished running a client’s therapy session and doom-scrolling through her three-page news feed. The headlines were bleak, and like many smart investors, she wanted to know what to do when
The 3rd quarter of 2025 delivered strong performance across global stock markets, with Emerging Market Stocks leading the gains at 10.64%, followed by U.S. Stocks at 8.18%, International Developed Stocks at 5.33%, Global Real Estate at 4.22%, the U.S. Bond Market at 2.03%, and the Global Bond Market at 0.49%.
Buying a new home marks one of the biggest financial decisions you will ever make. While the process can feel exciting, it also requires a clear understanding of your financial situation. Many buyers begin house hunting without a solid grasp of how much they can truly afford. If you want
Student loans affect millions of Americans and often linger long after graduation. If you have student debt, you might wonder whether you should pay it off as quickly as possible. The answer depends on several factors, including your financial goals, income, and the interest rates on your loans. Here’s a
The second quarter started out rocky with an over 10% drop in all major markets due to tariffs posed by the USA in the first 2 weeks. Luckily the tariffs were paused and the markets quickly recovered. International Developed Stocks led the way with a return of 12.05%, followed closely
College costs continue to rise, and families across the country feel the financial pressure. What once seemed manageable has become one of the largest long-term expenses for parents and students. Tuition, housing, meals, books, and other fees increase year after year. Preparing for college now requires more than just hope.
When most people think about financial planning, they often focus on budgeting, saving, investing, and planning for retirement. While all of these elements are important, one critical part of a strong financial foundation often gets overlooked: insurance. Insurance may not feel as exciting as growing your portfolio or hitting a
Here’s my HOT TAKE for the day, I don’t think that everyone needs a financial advisor. There are a lot of great investors out there who do a great job doing financial planning on their own. That being said, I believe there are 4 questions you have to answer YES
We often tell ourselves that we make financial decisions based on logic, numbers, and careful planning. But in reality, emotions frequently take the lead, sometimes without us even noticing. I remember buying my first car. I walked into the dealership determined to stay within budget. But I drove out with