Buying a new home marks one of the biggest financial decisions you will ever make. While the process can feel exciting, it also requires a clear understanding of your financial situation. Many buyers begin house hunting without a solid grasp of how much they can truly afford. If you want
Student loans affect millions of Americans and often linger long after graduation. If you have student debt, you might wonder whether you should pay it off as quickly as possible. The answer depends on several factors, including your financial goals, income, and the interest rates on your loans. Here’s a
The second quarter started out rocky with an over 10% drop in all major markets due to tariffs posed by the USA in the first 2 weeks. Luckily the tariffs were paused and the markets quickly recovered. International Developed Stocks led the way with a return of 12.05%, followed closely
College costs continue to rise, and families across the country feel the financial pressure. What once seemed manageable has become one of the largest long-term expenses for parents and students. Tuition, housing, meals, books, and other fees increase year after year. Preparing for college now requires more than just hope.
When most people think about financial planning, they often focus on budgeting, saving, investing, and planning for retirement. While all of these elements are important, one critical part of a strong financial foundation often gets overlooked: insurance. Insurance may not feel as exciting as growing your portfolio or hitting a
Here’s my HOT TAKE for the day, I don’t think that everyone needs a financial advisor. There are a lot of great investors out there who do a great job doing financial planning on their own. That being said, I believe there are 4 questions you have to answer YES
We often tell ourselves that we make financial decisions based on logic, numbers, and careful planning. But in reality, emotions frequently take the lead, sometimes without us even noticing. I remember buying my first car. I walked into the dealership determined to stay within budget. But I drove out with
Many people confuse risk tolerance with risk capacity, but these terms represent two distinct parts of investment decision-making. Risk tolerance explains how much risk you feel comfortable taking. It captures your emotional response to uncertainty and the possibility of loss. On the other hand, risk capacity evaluates how much risk
When it comes to planning for retirement, one of the most common questions people face is whether to contribute to a Traditional IRA or a Roth IRA. While both accounts offer tax advantages and are designed to help you save for retirement, they differ in how and when you get
Love him or hate him, Morgan Wallen is a beast of an artist. He just dropped a 37 track album 🤯. In 2021 he dropped a 30 track album, titled Dangerous, and I thought he was crazy. Then in 2023 he dropped a 36 track album, One Thing at a