Shawn worries about the next recession and has decided not to invest right now. He feels justified because the headlines make it sound like the world is ending every time the market drops. Fear in those moments feels natural. But recessions are not new. Since World War II, the U.S.
Selling your business is one of the biggest moments of your life. It is exciting, a little scary, and deeply personal. Your company is not just an asset. It is the result of years of hard work and sacrifice. Getting this transition right takes more than luck. It takes intention
The best investment portfolios for business owners arenât flashy. They donât rely on complicated strategies or the promise of âmarket-beatingâ returns. The most effective investment strategy for business owners is one that stays simple, durable, and aligned with entrepreneurial goals. Take Brett, for example. He built a thriving business over
Many Gen Xers find themselves in the middle of it all. You’re raising kids, managing your career, and now helping your aging parents navigate complex decisions. Itâs a lot to juggle, especially when conversations turn to end-of-life care and financial planning. As a caregiver, you carry a unique responsibility. You
Itâs one of the most common questions people ask themselves: Do I even need a financial advisor? Usually, that question is really code for something deeper, Can I even afford one? And honestly, thatâs a fair concern. Most people have never worked with a financial advisor before. Theyâve heard stories
Selling a business is one of the biggest financial and emotional decisions youâll ever make. As a financial planner who works primarily with business owners, Iâve seen dozens of families go through major liquidity events. While most people assume the money will be the hardest part to figure out, Iâve
Every year, I hear the same misconception. Someone tells me, âI put $23,000 into my 401(k), so I saved $23,000 on taxes.â But thatâs not how it works. Putting money into a traditional 401(k) or IRA does not save you money on taxes. At least not right away. What you’re
As young adults step into independence, one of the most meaningful transitions they make is taking full control of their financial life. While itâs common and often wise for parents to be co-owners or signatories on a childâs bank account during their teenage years or early college days, continuing this
Using two-factor authentication (2FA) or multi-factor authentication (MFA) is a smart way to protect your online accounts. But not all methods are equally secure or reliable. One common mistake people make is using a Google Voice number as their primary phone number for receiving 2FA codes or authentication messages. While
Gen Z has grown up in a world shaped by rapid change. From a young age, they have experienced economic uncertainty, rising education costs, the explosion of technology, and constant access to financial content through social media. While they have more tools and information at their fingertips than any generation