A professional man reading a book titled “Section 351 Fund,” representing investors and business owners learning about tax-efficient strategies for concentrated stock positions.

Every once in a while, I meet an investor who’s “too successful” with a single stock. Maybe it’s Apple, Nvidia, or Tesla — one of those household names that’s grown 10- or 20-fold over the years. It’s an incredible story, but it also creates a problem: how do you diversify