disability increase

Question: My Disability policy has an automatic increase rider built into the policy.  Each year we receive a premium increase of $100 for benefit increase of $320. Should we accept this increase or decline the increase? Answer:   That’s a good question and as with most answers in financial planning

saving for college

A great article on facts about financial aid eligibility. Check it out HERE Enjoy!

right questions about investing

In the article below, Peter hits the nail on the head with his point about cost. Many articles fiercely debate which is better: active management or passive management. Attempting to out-guess other portfolio managers (active management), these articles often promote index funds (a form of passive management) as superior to