Starting in 2026, high-income earners will quietly lose two major tax benefits on charitable giving. These changes donât sound dramatic at first glance but when you run the numbers, they add up to a real haircut on your generosity. Letâs break it down below. Two Hidden Hurdles Ahead Hereâs whatâs
I believe time is the most valuable resource in wealth management. Too often, it gets consumed by tasks that donât directly serve clients. Tax returns, insurance policies, and estate documents demand hours of review, leaving less room for the conversations that matter most. Clients donât hire us to read paperwork.
Money influences every part of life, from daily decision-making to long-term dreams. For women, financial independence is not only about security but also about freedom and confidence. Building strong financial survival skills ensures that you can handle challenges, seize opportunities, and create a future on your terms. How Women Can
Preparing for a new baby brings both joy and big financial questions. Maternity leave often becomes one of the largest financial planning moments a family faces. Unlike vacations or short breaks from work, maternity leave usually lasts several months and affects income, benefits, and household cash flow in ways that
For real estate investors, taxes can take a significant bite out of profits when selling an investment property. Fortunately, there is a strategy that offers a way to defer capital gains and depreciation recapture taxes, thus, freeing up more capital to reinvest. This strategy is called a 1031 exchange. By
For years, retirement feels like the big prize at the end of your career. You work hard, you save, and you picture the freedom to travel, relax, and enjoy life on your own terms. But when the day finally comes, retirement often looks a little different than expected. Many new
When debt feels overwhelming, it is natural to look for quick solutions. If you have a 401(k), you might wonder if dipping into your retirement savings is the best way to get rid of that burden. On the surface, the idea makes sense. You have money sitting in an account,
For entrepreneurs, investors, and early employees in small businesses, one of the most powerful tax incentives in the tax code is the Qualified Small Business Stock (QSBS) gain exclusion under Section 1202. This rule allows eligible taxpayers to exclude a significant portion (or even all) of the capital gains from
If youâre a solopreneur, freelancer, or independent contractor, chances are you have heard about S Corporations (S Corps) and the potential tax savings that come with this tax status. You have also probably asked yourself âShould I become an S Corp? How do I become an S Corp? Whenâs the
When most people hear the term financial advisor, they picture someone glued to a stock ticker, buying and selling shares all day. The truth is very different. A good financial advisor does much more than pick investments. In fact, the real value often comes from areas you might not expect.