Shawn worries about the next recession and has decided not to invest right now. He feels justified because the headlines make it sound like the world is ending every time the market drops. Fear in those moments feels natural. But recessions are not new. Since World War II, the U.S.
Selling your business is one of the biggest moments of your life. It is exciting, a little scary, and deeply personal. Your company is not just an asset. It is the result of years of hard work and sacrifice. Getting this transition right takes more than luck. It takes intention
The best investment portfolios for business owners arenât flashy. They donât rely on complicated strategies or the promise of âmarket-beatingâ returns. The most effective investment strategy for business owners is one that stays simple, durable, and aligned with entrepreneurial goals. Take Brett, for example. He built a thriving business over
Many Gen Xers find themselves in the middle of it all. You’re raising kids, managing your career, and now helping your aging parents navigate complex decisions. Itâs a lot to juggle, especially when conversations turn to end-of-life care and financial planning. As a caregiver, you carry a unique responsibility. You
Itâs one of the most common questions people ask themselves: Do I even need a financial advisor? Usually, that question is really code for something deeper, Can I even afford one? And honestly, thatâs a fair concern. Most people have never worked with a financial advisor before. Theyâve heard stories
Selling a business is one of the biggest financial and emotional decisions youâll ever make. As a financial planner who works primarily with business owners, Iâve seen dozens of families go through major liquidity events. While most people assume the money will be the hardest part to figure out, Iâve
Every year, I hear the same misconception. Someone tells me, âI put $23,000 into my 401(k), so I saved $23,000 on taxes.â But thatâs not how it works. Putting money into a traditional 401(k) or IRA does not save you money on taxes. At least not right away. What you’re
In today’s digital world, where online shopping, automatic payments, and mobile banking are part of everyday life, itâs more important than ever to regularly monitor your financial accounts. One of the simplest yet most powerful habits you can adopt is reviewing your bank transactions monthly. This quick check-in can help
If youâve recently changed jobs or left an employer, you may wonder what to do with your old 401(k). That account still holds money you worked hard to earn, and now is the perfect time to take control of it. Leaving it behind without a plan can lead to missed
Many people insure their homes, cars, and health, but overlook their most valuable assetâtheir ability to earn an income. If an injury or illness prevents you from working, disability insurance can replace lost income and protect your financial future. But how much coverage do you actually need? Understanding the basics