DOWNLOAD THE PDF The second quarter of 2026 looked quite different from the first. After markets struggled in March, stocks bounced back as investors once again focused on artificial intelligence, strong corporate profits and the continued strength of the U.S. economy. Even with the war in Iran, higher oil prices
Many people delay investing because they want to find the perfect moment. They watch the headlines, wait for a dip, and hope to buy at the bottom. The trouble is that the perfect moment rarely arrives, and every year spent on the sidelines carries a real and measurable cost. The
The second quarter of 2026 delivered strong gains across nearly every major market. Emerging markets led the way, surging 24.05%, followed by the U.S. stock market at 15.44% and Global Real Estate at 10.76%. International Developed markets also posted a solid 10.22%. Fixed income markets contributed positive returns as well,
Most people think tax planning is something you do in March or April. You gather documents, send them to your CPA, sign the return, pay what you owe, and move on. The problem is that tax preparation and tax planning are not the same thing. Tax preparation looks backward. It
Most people don’t struggle with money because they’re bad at math. They don’t struggle because they picked the wrong budgeting app. And they usually don’t struggle because they lack intelligence. In my experience, the biggest reason people struggle financially is because they don’t have a system. Instead, they have bits
DOWNLOAD THE PDF The markets have had their fair share of ups and downs to start 2026, and we’re only in April. In recent history, midterm years have been years of volatility, and it seems that 2026 does not want to buck that trend. Add a conflict with Iran and
The first quarter of 2026 presented a more challenging environment, with most major markets posting modest declines. The U.S. stock market led the downturn, falling -3.96%, followed by International Developed markets at -0.94% and Emerging markets at -0.17%. Fixed income markets were also slightly negative, with the U.S. Bond market
Most advisors talk about trusts when estate taxes come up. Very few talk about 529 plans. And yet, one properly structured 529 strategy saved our client over $1 million in estate taxes — while still allowing them to retain control of the assets. This case study shows how educational planning
Professional Employer Organizations (PEOs) can be helpful. They simplify payroll, HR, benefits administration, and compliance, especially for growing companies. Because of that convenience, many business owners assume it also makes sense to use the PEO’s bundled 401(k). In practice, that’s often a mistake. A retirement plan is a long-term commitment
I review a lot of 401(k) plans for business owners. And here’s the truth most people don’t want to hear:Most of them are technically “fine.”They pass compliance tests. Contributions go in. Statements go out. But financially?They’re often inefficient, outdated, and quietly costing owners tens—or even hundreds—of thousands of dollars over