Should You Be Investing in a Roth or Traditional IRA?

June 23, 2025

When it comes to planning for retirement, one of the most common questions people face is whether to contribute to a Traditional IRA or a Roth IRA. While both accounts offer tax advantages and are designed to help you save for retirement, they differ in how and when you get

Who We Are

Mills Wealth Advisors

MILLS WEALTH ADVISORS

Your Fiduciary Financial Advisor in Southlake, TX

Stop by our Southlake wealth-management office, just off TX-114 and minutes from Westlake, Trophy Club, and Colleyville, to meet the team that’s guided North Texas families and business owners for 25 years. Mills Wealth Advisors delivers fee-only financial planning, retirement-income strategies, tax-efficient investing, and exit-planning expertise to clients across the Dallas-Fort Worth metroplex. Tap the map below for turn-by-turn directions or give us a call to book your complimentary discovery meeting today.

Driving Directions – Westlake TX 76262 → Mills Wealth Advisors, Southlake

Leave Westlake
- Head south (≈ 350 ft, restricted-use road).
- Turn left toward Trophy Club Dr / Westlake Pkwy (≈ 440 ft, restricted).
- Turn left onto Trophy Club Dr / Westlake Pkwy (0.1 mi).
Join TX-114 East
- Turn right onto TX-114 Frontage Rd (0.4 mi).
- Use the left lane to merge onto TX-114 E (1.4 mi).
Exit for Dove Rd / White Chapel Blvd
- Take the Dove Rd exit (0.5 mi) and keep right.
- Continue on W State Hwy 114 (0.9 mi).
North White Chapel Boulevard
- Turn right onto N White Chapel Blvd (0.3 mi).
- At the first traffic circle, take the 2nd exit to stay on N White Chapel Blvd (2.2 mi).
- At the next traffic circle, take the 3rd exit (≈ 460 ft).
Arrive
- Turn right; Mills Wealth Advisors will be on the left after ≈ 130 ft.
- Address: 1207 S White Chapel Blvd #150, Southlake, TX 76092.

Driving Directions – Trophy Club TX 76262 → Mills Wealth Advisors, Southlake

Leave Trophy Club
- From Hamper Ct, head southwest to Hogans Dr (≈ 350 ft, restricted).
- Turn right onto Hogans Dr (0.2 mi).
- Turn right onto Indian Creek Dr (≈ 400 ft).
- Turn left onto Trophy Club Dr and continue toward TX-114 (0.4 mi).
Join TX-114 East
- Turn left onto TX-114 Frontage Rd (0.4 mi).
- Use the left lane to merge onto TX-114 E (1.4 mi).
Exit for Dove Rd / White Chapel Blvd
- Take the Dove Rd exit (0.5 mi) and keep right.
- Continue onto W State Hwy 114 (0.9 mi).
North White Chapel Boulevard
- Turn right onto N White Chapel Blvd (0.3 mi).
- At the first traffic circle, take the 2nd exit to stay on N White Chapel Blvd (2.2 mi).
- At the next traffic circle, take the 3rd exit (≈ 460 ft).
Arrive
- Turn right; Mills Wealth Advisors is on the left after ≈ 130 ft.
- Address: 1207 S White Chapel Blvd #150, Southlake, TX 76092.

Driving Directions – Colleyville TX 76034 → Mills Wealth Advisors, Southlake

Depart Colleyville
- Head northwest (≈ 85 ft) to Colleyville Blvd.
- Turn right onto Colleyville Blvd (0.2 mi).
Pleasant Run Road
- Turn left onto Pleasant Run Rd (2.0 mi).
- At the traffic circle, continue straight to stay on Pleasant Run Rd (0.6 mi).
South White Chapel Boulevard
- Pleasant Run Rd becomes S White Chapel Blvd—continue for 0.5 mi.
- At the next traffic circle, take the 1st exit (≈ 312 ft).
Arrive
- Turn right; Mills Wealth Advisors is on the left after ≈ 131 ft.
- Address: 1207 S White Chapel Blvd #150, Southlake, TX 76092.

Driving Directions – Keller TX 76248 → Mills Wealth Advisors, Southlake

Keller Parkway (FM 1709)
- Head east on Keller Pkwy toward Rufe Snow Dr.
- Pass Scooter’s Coffee on the right. Distance: 1.5 mi.
Southlake Boulevard
- Continue straight; Keller Pkwy becomes W Southlake Blvd. Distance: 1.0 mi.
Davis Boulevard (FM 1938)
- Turn right toward Davis Blvd / S Randol Mill Ave (112 ft).
- Turn right onto Davis Blvd and continue 0.7 mi.
W Continental Boulevard
- Turn left onto W Continental Blvd. Distance: 1.7 mi.
- At the traffic circle, take the 2nd exit to stay on W Continental Blvd (≈ 370 ft).
Arrival on S White Chapel Boulevard
- Turn right, then the destination will be on the left after ≈ 130 ft.
- Mills Wealth Advisors – 1207 S White Chapel Blvd #150, Southlake, TX 76092.

1207 S. White Chapel Blvd.
Suite 150
Southlake, TX 76092

For more than twenty-five years, we’ve been serving the financial needs of businesses, individuals, and families in Southlake, Texas and around the country.

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