Ken, married with two young daughters, worked as a high-level executive at a large ﬁrm. He had worked his way up the company ladder and generously garnered a heavy concentration of company stock. He came to Mills Wealth Advisors after neglecting to put together a solid ﬁnancial plan for himself and his family.
Understanding Ken’s demanding career, family obligations, and long-term goals, Mills Wealth Advisors reviewed his assets, liabilities, and current asset allocation. From there, a CERTIFIED FINANCIAL PLANNER™ professional reviewed Ken’s 401K, IRAs, stock options, restricted stock units, employee stock purchase plan, and life and disability insurance policies before explaining Ken’s best options. In addition, a plan was crafted for slowly exiting Ken’s concentrated company stock position to help him diversify, decrease investment risk, create a sustainable retirement distribution strategy, and move to an estate and legacy plan. In this process, Mills Wealth Advisors worked closely with Ken’s CPA to minimize his tax impact and determine the most efﬁcient saving options.
Relieved that he was no longer the only one looking out for his ﬁnancial goals, Ken felt Mills Wealth Advisors gave him the tools and the coaching to reevaluate and make sound ﬁnancial decisions.